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Four Weddings and a Money Rule

Sangeeta Sharma Bawa and Gaurav Bawa, a Homemaker and a Media Consultant, Faridabad

A mutual decision

We mutually decide how to spend, invest or save our money. So there has been no need to maintain a joint account or keep the money separately. For our usual monthly expenses or other needs, I withdraw money from Gaurav’s account. Earlier I would take out the whole month’s expenses at one go. Now I try to withdraw money on a fortnightly basis and that ways you save more or rather spend less over the month.

With the savings from my working years, we made lump sum investments for our daughter, Rhea.



About Rachna Monga Koppikar

Rachna aka your Great Gruhini is a finance writer with over a decade's experience in writing about personal finance matters with leading financial publications of India. As she studies to be a certified financial planner, she is also on a mission to make every woman a money savvy individual. So shed your inhibitions. Get over your money worries with The Great Gruhini. Write to her at thegreatgruhini@gmail.com

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