Sangeeta Sharma Bawa and Gaurav Bawa, a Homemaker and a Media Consultant, Faridabad
A mutual decision
We mutually decide how to spend, invest or save our money. So there has been no need to maintain a joint account or keep the money separately. For our usual monthly expenses or other needs, I withdraw money from Gaurav’s account. Earlier I would take out the whole month’s expenses at one go. Now I try to withdraw money on a fortnightly basis and that ways you save more or rather spend less over the month.
With the savings from my working years, we made lump sum investments for our daughter, Rhea.